Life Protection Partners (LPP) is an independent insurance agency and does not underwrite insurance policies. Coverage, rates, and eligibility are determined by the issuing carrier and are subject to underwriting approval. Not affiliated with or endorsed by any government agency, mortgage lender, or bank. Life Protection Partners does not provide legal or tax advice; estate-planning documents referenced on this site are prepared exclusively by independent, licensed attorneys under a separate engagement. "No medical exam" availability varies by carrier, coverage amount, age, and health history. This is a solicitation for insurance.